Concierge Credit Services For Employee Benefit Plans

What's Your Credit Score?








Our team offers comprehensive long-term concierge credit services for employee benefit plans and other organized groups, large and small. We evaluate credit status, strategize a custom plan to meet member goals, and follow up with a perpetual credit management program. New Credit monitors and mitigates threats, while continuously building credit. We improve quality of life by lowering the cost of living through teaching and counseling the best debt and credit practices.


We are Consumer Credit Advocates, ready to defend your credit status from all threats. To the best of our ability, we remove inaccurate and/or obsolete negative items on your credit reports unless the law demands that they remain.

Credit Bureaus

Most of our effort is directed at the three major Credit Reporting Agencies, which are nothing more than massive data brokers. In fact, these credit bureaus sell billions of dollars worth of personal data every year, not the least of which are credit reports. Under the guise of security, they will resist our efforts to delete consumers' personal data.

Like professional tax preparers, estate planning, real estate services and so many other professions, consumers are able to manage their own needs, including credit matters. The truth is, that no one cares if your credit is improved - except you.

With New Credit as their advocate, consumers find comfort knowing that there is "someone" standing ready to protect their interests from a system owned and operated by a few of the world's largest data brokers.


Experian is the most significant Credit Reporting Agency, and one of the largest Data Brokers in the world.


TransUnion sells credit histories. They also serve the auto loan industry, and provide employment data.



Equifax specializes in Credit Reports & Scores, as well as employment information.

Summary Of Credit Services

Federal and state consumer protection laws enable us to represent and enforce the interests of our members, including the Fair Credit Reporting Act and Fair Debt Collection Practices Act. We use safe sources to obtain credit reports and scores. The team works hard to optimize members' credit status before moving forward with our role of long-term credit manager. If a member's goals call for it, we implement a systematic program for building credit. From there, we stay ready to meet any future threat, including damages from identity theft.

Better interest rates and greater loan approvals allow our members to enjoy a higher quality of life by repurposing their wasted monthly interest expense for strategic investments and/or insurance policies.

We built The New Credit Company for the business clients of Employee Benefit Consultants. For members of employee benefit plans and other private groups, we work to continuously improve financial wellness, build new credit to more than needed, and protect against new threats for their entire organization.

For professionals that rely on the good credit of their clients, we address immediate and future needs with our highest priority. Our team has managed the credit of hundreds of professional partner clients, helping qualify and prequalify them for mortgages and other loans and refinancings. Realtors, mortgage underwriters, financial advisorsand many other pros rely on us. We never forget that these are your clients. You may monitor their basic progress and status, or if the client approves, be allowed to participate in each credit case as an advisor or agent.

Our Promise

Guaranteeing results for improving credit scores or reports is illegal.

However, we do promise to treat every member like family.

Just Ask

If you or your company are interested in more specific details, send a note.

We're happy to show you what we can do for your entire workforce.