Our team offers comprehensive long-term concierge credit services for employee benefit plans and other organized groups, large and small. We evaluate credit status, strategize a custom plan to meet member goals, and follow up with a perpetual credit management program. New Credit monitors and mitigates threats, while continuously building credit. We improve quality of life by lowering the cost of living through teaching and counseling the best debt and credit practices.
We are Consumer Credit Advocates, ready to defend your credit status from all threats. To the best of our ability, we remove inaccurate and/or obsolete negative items on your credit reports unless the law demands that they remain.
Most of our effort is directed at the three major Credit Reporting Agencies, which are nothing more than massive data brokers. In fact, these credit bureaus sell billions of dollars worth of personal data every year, not the least of which are credit reports. Under the guise of security, they will resist our efforts to delete consumers' personal data.
Like professional tax services and so many other professions, consumers are able to manage their own credit efforts. The truth is, that no one wants or cares if your credit is improved - except you.
With New Credit as your advocate, consumers can rest in the comfort of knowing that there is "someone" standing ready at all times to protect their interests from a system owned and operated by a few of the world's largest data brokers.
Experian is the most significant Credit Reporting Agency, and one of the largest Data Brokers in the world.
TransUnion sells credit histories. They also serve the auto loan industry, and provide employment data.
Equifax specializes in Credit Reports & Scores, as well as employment information.
Federal and state consumer protection laws enable us to represent and enforce the interests of our members, including the Fair Credit Reporting Act and Fair Debt Collection Practices Act. We use safe sources to obtain credit reports and scores. The team works hard to optimize members' credit status before moving forward with our role of long-term credit manager. If a member's goals call for it, we implement a systematic credit building program. From there, we stay ready to meet any future threat, including damages from identity theft. With better interest rates and greater loan approvals, our members will enjoy a higher quality of life, for the rest of their life.
For employee benefit plans and other private groups, we will work towards continuously improving the credit status of your entire organization, and protect against every threat that arrises.
Guaranteeing results for improving credit scores or reports is illegal.
However, we do promise to treat every member like family.
If you or your company are interested in more specific details, send a note.
We're happy to show you what we can do for your entire workforce.